Short-Term Rental Calculator

Airbnb & VRBO revenue analysis with LTR comparison

Property & Financing

$
%

$70,000 down

%

STR loans may be 0.5-1% higher

yr

Revenue Assumptions

$

Average across seasons

%

National avg: 55-65%. Top markets: 70-80%

$
nights

Typical: 2.5-4.5 nights

Occupied nights/yr: 248
Gross booking revenue: $60,033/yr

Operating Expenses

%

STR PM typical: 15-25% of revenue

%

Airbnb host fee: 3%. VRBO: 3-5%

$
$

STR insurance runs higher than LTR

$

Electric, water, internet, cable

$

Toiletries, linens, coffee, etc.

%

Of gross revenue. STR sees more wear.

Long-Term Rental Comparison

$

What this property would rent for as a traditional rental

STR Results

Monthly Cash Flow

$785

$9,414/year

Gross Revenue

$60,033

per year

Net After Fees

$46,226

per year

CoC Return

11.7%

Break-Even Occ.

53%

Monthly Mortgage$1,798
Platform Fees/yr$1,801
PM Fees/yr$12,007
Total Expenses/yr$29,049

STR vs. LTR Comparison

STR Cash Flow

$785

/month

LTR Cash Flow

-$544

/month

LTR-Equivalent Monthly Rent

$2,582

What LTR rent would need to be to match STR NOI

STR earns $1,328/mo more than LTR.

Get deal analysis tips every Tuesday

The Climb newsletter includes a real deal breakdown with full numbers every week.